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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,493 | $71,208+201.2% | $93,681+129.0% | $80,911+165.1% |
| Participation rate | 98.7% | 60.4%+38.3pp | 68.7%+30.0pp | 67.6%+31.1pp |
| Annual return | 14.83% | 11.27%+3.6pp | 133.47%-118.6pp | 35.63%-20.8pp |
| Employer contribution / active EE | $2,439 | $1,564+55.9% | $2,422+0.7% | $2,756-11.5% |
| Participant deferral / active EE | $3,642 | $4,035-9.7% | $4,415-17.5% | $4,297-15.2% |
| Admin fee / account holder | $39,682 | $6,951+470.9% | $8,290+378.7% | $6,935+472.2% |