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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $468,114 | $93,617+400.0% | $135,982+244.2% | $75,177+522.7% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 14.53% | 30.89%-16.4pp | 68.32%-53.8pp | 160.75%-146.2pp |
| Employer contribution / active EE | $8,268 | $3,538+133.7% | $4,859+70.2% | $2,671+209.6% |
| Participant deferral / active EE | $11,988 | $6,406+87.1% | $7,760+54.5% | $4,126+190.5% |
| Admin fee / account holder | $76,646 | $6,980+998.1% | $10,767+611.8% | $5,651+1256.2% |