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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $531,941 | $98,776+438.5% | $149,745+255.2% | $79,856+566.1% |
| Participation rate | 97.8% | 75.8%+22.0pp | 82.5%+15.3pp | 69.6%+28.2pp |
| Annual return | 13.84% | 27.38%-13.5pp | 276.72%-262.9pp | 31.71%-17.9pp |
| Employer contribution / active EE | $8,777 | $3,217+172.8% | $4,646+88.9% | $2,471+255.2% |
| Participant deferral / active EE | $9,803 | $5,681+72.5% | $6,843+43.3% | $3,741+162.1% |
| Admin fee / account holder | $6,154 | $6,053+1.7% | $9,312-33.9% | $5,306+16.0% |