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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,118 | $58,600-29.8% | $83,327-50.7% | $64,173-35.9% |
| Participation rate | 72.2% | 72.0%+0.2pp | 77.8%-5.5pp | 69.6%+2.7pp |
| Annual return | -3.59% | 9.66%-13.2pp | 10.64%-14.2pp | 7.63%-11.2pp |
| Employer contribution / active EE | $993 | $2,098-52.7% | $3,379-70.6% | $2,381-58.3% |
| Participant deferral / active EE | $2,245 | $4,656-51.8% | $5,565-59.7% | $3,470-35.3% |
| Admin fee / account holder | $2,606 | $9,282-71.9% | $7,540-65.4% | $4,887-46.7% |