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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,246 | $64,359-32.8% | $90,161-52.0% | $70,126-38.3% |
| Participation rate | 75.6% | 70.4%+5.1pp | 76.9%-1.3pp | 69.5%+6.0pp |
| Annual return | 11.06% | 28.13%-17.1pp | 34.89%-23.8pp | 73.15%-62.1pp |
| Employer contribution / active EE | $1,043 | $2,046-49.0% | $3,318-68.6% | $2,343-55.5% |
| Participant deferral / active EE | $2,490 | $4,389-43.3% | $5,287-52.9% | $3,332-25.3% |
| Admin fee / account holder | $1,528 | $3,945-61.3% | $5,943-74.3% | $4,645-67.1% |