Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,982 | $73,848-60.8% | $143,799-79.8% | $68,486-57.7% |
| Participation rate | 46.9% | 66.7%-19.7pp | 80.3%-33.4pp | 67.9%-21.0pp |
| Annual return | -21.22% | 0.91%-22.1pp | -0.04%-21.2pp | -7.85%-13.4pp |
| Employer contribution / active EE | $718 | $3,184-77.5% | $4,952-85.5% | $2,597-72.4% |
| Participant deferral / active EE | $896 | $3,385-73.5% | $5,638-84.1% | $4,028-77.8% |
| Admin fee / account holder | $443 | $5,755-92.3% | $14,677-97.0% | $5,404-91.8% |