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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,432 | $70,366-46.8% | $66,674-43.9% | $138,895-73.1% |
| Participation rate | 87.5% | 76.2%+11.3pp | 73.7%+13.8pp | 79.9%+7.6pp |
| Annual return | 17.59% | 386.41%-368.8pp | 321.24%-303.6pp | 145.39%-127.8pp |
| Employer contribution / active EE | $1,203 | $2,765-56.5% | $2,620-54.1% | $4,194-71.3% |
| Participant deferral / active EE | $2,721 | $4,374-37.8% | $4,084-33.4% | $6,396-57.5% |
| Admin fee / account holder | $1,660 | $5,262-68.5% | $5,098-67.4% | $12,562-86.8% |