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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,031 | $58,258-81.1% | $81,820-86.5% | $80,925-86.4% |
| Participation rate | 92.6% | 63.5%+29.1pp | 72.4%+20.2pp | 67.7%+24.9pp |
| Annual return | 17.04% | 41.76%-24.7pp | 777.93%-760.9pp | 35.65%-18.6pp |
| Employer contribution / active EE | $674 | $2,345-71.3% | $2,915-76.9% | $2,756-75.6% |
| Participant deferral / active EE | $1,526 | $3,284-53.5% | $4,323-64.7% | $4,299-64.5% |
| Admin fee / account holder | $1,197 | $4,976-75.9% | $7,391-83.8% | $6,940-82.7% |