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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,208 | $29,733-62.3% | $56,025-80.0% | $80,959-86.2% |
| Participation rate | 30.8% | 41.7%-11.0pp | 52.5%-21.7pp | 67.7%-36.9pp |
| Annual return | 65.61% | 35.28%+30.3pp | 1712.69%-1647.1pp | 35.67%+29.9pp |
| Employer contribution / active EE | $61 | $672-90.9% | $1,042-94.1% | $2,757-97.8% |
| Participant deferral / active EE | $702 | $1,229-42.9% | $1,955-64.1% | $4,300-83.7% |
| Admin fee / account holder | $284 | $2,434-88.3% | $2,828-90.0% | $6,925-95.9% |