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| Provider | Service type | Compensation |
|---|---|---|
MORNINGSTAR6+ years Service code 27 · EIN 36-3297908 | Advisory (Plan) | $2,378 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,965 | $52,293-65.6% | $178,499-89.9% | $73,412-75.5% |
| Participation rate | 98.1% | 65.3%+32.8pp | 81.9%+16.2pp | 72.2%+25.9pp |
| Annual return | 19.09% | 34.75%-15.7pp | 151.10%-132.0pp | 59.30%-40.2pp |
| Employer contribution / active EE | $1,346 | $1,735-22.4% | $5,011-73.1% | $2,234-39.7% |
| Participant deferral / active EE | $1,266 | $2,332-45.7% | $5,202-75.7% | $3,806-66.7% |
| Admin fee / account holder | $7 | $127-94.2% | $13,986-99.9% | $158-95.3% |