Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY2+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $20,413 |
MORGAN STANLEY SMITH BARNEY2+ years Filed as: MORGAN STANLEY DW INC Service code 49 · EIN 94-1671384 | Other Services | $18,937 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,530 | $36,916-3.8% | $156,551-77.3% | $57,658-38.4% |
| Participation rate | 29.8% | 63.4%-33.6pp | 84.0%-54.2pp | 70.2%-40.4pp |
| Annual return | 5.28% | 12.38%-7.1pp | 32.23%-27.0pp | 5.13%+0.1pp |
| Employer contribution / active EE | $351 | $1,571-77.7% | $5,501-93.6% | $1,974-82.2% |
| Participant deferral / active EE | $621 | $1,926-67.7% | $4,871-87.2% | $3,061-79.7% |
| Admin fee / account holder | $165 | $82+99.6% | $13,028-98.7% | $95+74.2% |