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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,015 | $45,343-47.0% | $150,298-84.0% | $67,986-64.7% |
| Participation rate | 23.1% | 51.9%-28.8pp | 77.8%-54.7pp | 57.2%-34.1pp |
| Annual return | 17.09% | 33.28%-16.2pp | 62.79%-45.7pp | 31.67%-14.6pp |
| Employer contribution / active EE | $0 | $1,462-100.0% | $4,154-100.0% | $2,019-100.0% |
| Participant deferral / active EE | $729 | $2,055-64.5% | $5,453-86.6% | $3,358-78.3% |
| Admin fee / account holder | $1,804 | $2,250-19.8% | $14,116-87.2% | $3,203-43.7% |