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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,307 | $88,778+43.4% | $81,844+55.5% | $145,884-12.7% |
| Participation rate | 60.9% | 75.1%-14.2pp | 72.4%-11.5pp | 80.3%-19.4pp |
| Annual return | 10.41% | 1033.03%-1022.6pp | 778.87%-768.5pp | 551.85%-541.4pp |
| Employer contribution / active EE | $2,428 | $3,087-21.3% | $2,916-16.7% | $4,662-47.9% |
| Participant deferral / active EE | $772 | $4,648-83.4% | $4,323-82.1% | $6,690-88.5% |
| Admin fee / account holder | $14,096 | $8,430+67.2% | $7,355+91.6% | $13,392+5.3% |