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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,030 | $54,370+104.2% | $82,763+34.2% | $68,490+62.1% |
| Participation rate | 40.0% | 63.9%-23.9pp | 72.6%-32.6pp | 67.9%-27.9pp |
| Annual return | -15.40% | -13.67%-1.7pp | 702.45%-717.8pp | -7.85%-7.5pp |
| Employer contribution / active EE | $1,691 | $2,219-23.8% | $3,008-43.8% | $2,597-34.9% |
| Participant deferral / active EE | $482 | $3,247-85.2% | $4,395-89.0% | $4,028-88.0% |
| Admin fee / account holder | $1 | $4,398-100.0% | $5,325-100.0% | $5,403-100.0% |