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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,515 | $84,236-57.8% | $170,439-79.2% | $70,124-49.4% |
| Participation rate | 70.0% | 70.8%-0.8pp | 83.6%-13.6pp | 69.5%+0.5pp |
| Annual return | 22.83% | 23.06%-0.2pp | 205.94%-183.1pp | 73.14%-50.3pp |
| Employer contribution / active EE | $841 | $3,387-75.2% | $5,433-84.5% | $2,342-64.1% |
| Participant deferral / active EE | $2,042 | $3,086-33.8% | $4,939-58.7% | $3,332-38.7% |
| Admin fee / account holder | $604 | $5,698-89.4% | $13,881-95.6% | $4,645-87.0% |