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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,926 | $103,000-19.5% | $90,300-8.2% | $152,885-45.8% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 20.67% | 95.19%-74.5pp | 78.11%-57.4pp | 345.39%-324.7pp |
| Employer contribution / active EE | $3,101 | $3,138-1.2% | $2,854+8.7% | $4,763-34.9% |
| Participant deferral / active EE | $4,777 | $4,281+11.6% | $3,884+23.0% | $5,851-18.4% |
| Admin fee / account holder | $2,888 | $6,173-53.2% | $5,353-46.0% | $11,598-75.1% |