Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,242 | $39,132-55.9% | $57,196-69.9% | $62,881-72.6% |
| Participation rate | 44.2% | 70.5%-26.2pp | 75.3%-31.1pp | 69.3%-25.1pp |
| Annual return | -4.46% | 9.24%-13.7pp | 14.59%-19.1pp | 20.14%-24.6pp |
| Employer contribution / active EE | $0 | $1,874-100.0% | $2,683-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $298 | $2,374-87.5% | $3,096-90.4% | $3,203-90.7% |
| Admin fee / account holder | $3,899 | $2,594+50.3% | $3,141+24.2% | $4,296-9.2% |