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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,635 | $73,848-77.5% | $143,799-88.4% | $68,486-75.7% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -19.73% | 0.91%-20.6pp | -0.04%-19.7pp | -7.85%-11.9pp |
| Employer contribution / active EE | $914 | $3,184-71.3% | $4,952-81.5% | $2,597-64.8% |
| Participant deferral / active EE | $2,849 | $3,385-15.8% | $5,638-49.5% | $4,028-29.3% |
| Admin fee / account holder | $6,844 | $5,755+18.9% | $14,677-53.4% | $5,404+26.7% |