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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,157 | $85,171-56.4% | $172,752-78.5% | $72,975-49.1% |
| Participation rate | 55.9% | 70.1%-14.1pp | 82.6%-26.7pp | 69.5%-13.6pp |
| Annual return | 16.61% | 27.32%-10.7pp | 802.97%-786.4pp | 81.01%-64.4pp |
| Employer contribution / active EE | $531 | $3,324-84.0% | $5,144-89.7% | $2,440-78.3% |
| Participant deferral / active EE | $2,027 | $3,260-37.8% | $5,198-61.0% | $3,608-43.8% |
| Admin fee / account holder | $2,166 | $5,880-63.2% | $13,955-84.5% | $5,124-57.7% |