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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,064 | $202,342-49.1% | $172,753-40.3% | $152,909-32.6% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 16.12% | 1029.88%-1013.8pp | 803.00%-786.9pp | 345.46%-329.3pp |
| Employer contribution / active EE | $35,890 | $5,857+512.7% | $5,144+597.7% | $4,764+653.4% |
| Participant deferral / active EE | $30,554 | $5,948+413.7% | $5,198+487.9% | $5,851+422.2% |
| Admin fee / account holder | $51,461 | $17,112+200.7% | $13,956+268.8% | $11,601+343.6% |