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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,185 | $84,236+52.2% | $170,435-24.8% | $70,126+82.8% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 7.14% | 23.06%-15.9pp | 205.94%-198.8pp | 73.15%-66.0pp |
| Employer contribution / active EE | $13,675 | $3,387+303.7% | $5,432+151.7% | $2,343+483.8% |
| Participant deferral / active EE | $13,981 | $3,086+353.1% | $4,939+183.0% | $3,332+319.6% |
| Admin fee / account holder | $11,124 | $5,698+95.2% | $13,881-19.9% | $4,645+139.5% |