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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,662 | $162,136-26.8% | $152,301-22.1% | $154,746-23.3% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 15.55% | 91.02%-75.5pp | 80.50%-65.0pp | 172.34%-156.8pp |
| Employer contribution / active EE | $5,304 | $4,890+8.4% | $4,624+14.7% | $4,379+21.1% |
| Participant deferral / active EE | $31,886 | $8,341+282.3% | $8,004+298.4% | $6,730+373.8% |
| Admin fee / account holder | $899 | $15,759-94.3% | $14,398-93.8% | $14,365-93.7% |