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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,576 | $165,399-76.7% | $149,745-74.2% | $158,982-75.7% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 23.49% | 348.34%-324.8pp | 276.72%-253.2pp | 302.99%-279.5pp |
| Employer contribution / active EE | $830 | $5,105-83.7% | $4,646-82.1% | $4,763-82.6% |
| Participant deferral / active EE | $2,900 | $7,183-59.6% | $6,843-57.6% | $5,983-51.5% |
| Admin fee / account holder | $520 | $10,811-95.2% | $9,312-94.4% | $11,252-95.4% |