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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,835 | $165,361-80.1% | $149,715-78.1% | $158,950-79.3% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 15.23% | 348.24%-333.0pp | 276.66%-261.4pp | 302.91%-287.7pp |
| Employer contribution / active EE | $6,847 | $5,103+34.2% | $4,645+47.4% | $4,762+43.8% |
| Participant deferral / active EE | $6,538 | $7,182-9.0% | $6,842-4.4% | $5,983+9.3% |
| Admin fee / account holder | $1,210 | $10,808-88.8% | $9,310-87.0% | $11,248-89.2% |