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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,925 | $127,387-70.2% | $115,038-67.0% | $125,389-69.8% |
| Participation rate | 70.8% | 84.2%-13.3pp | 81.4%-10.5pp | 83.2%-12.4pp |
| Annual return | -1.87% | 31.28%-33.1pp | 26.14%-28.0pp | 282.24%-284.1pp |
| Employer contribution / active EE | $1,791 | $5,166-65.3% | $4,608-61.1% | $4,866-63.2% |
| Participant deferral / active EE | $3,658 | $6,423-43.0% | $6,026-39.3% | $5,352-31.6% |
| Admin fee / account holder | $1,705 | $9,516-82.1% | $8,175-79.1% | $9,541-82.1% |