Retirement plan

ERM - US SALARY DEFERRAL PLAN

Name: ERM NA HOLDINGS CORP - ERM - US SALARY DEFERRAL PLAN (2023) Form 5500
Creator: ERM NA HOLDINGS CORP
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ERM - US SALARY DEFERRAL PLAN, ERM NA HOLDINGS CORP

ERM NA HOLDINGS CORPEIN 23-3073509Plan #001PY 2023

75 VALLEY STREAM PARKWAY SUITE 200 - MALVERN, PA 19355720-200-7131

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$645.7M

+20.5% from 2022

Total participants

3,830

-6.4% from 2022

Average account balance

$172,011

+29.0% from 2022

Annual return

26.27%

+30.49 pp from 2022

Benchmarks

See 928 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants1,000-4,999

Cohort928 peers

Snapshot2023

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$715.40M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$192K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

3,726

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

97.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$39.78M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$17K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+20.25%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$116

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2G2J3D

Plan features

2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$413K

$169 / participant

Other / not subdivided$413K100.0%

% of EOY assets

0.064%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: ARENA SNYDER & DUNLAP LLP
Auditor EIN: 232334403
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$172,011

$107,415+60.1%

$135,998+26.5%

$80,187+114.5%

Participation rate

96.9%

78.0%+18.9pp

81.9%+15.0pp

72.9%+24.0pp

Annual return

26.27%

91.99%-65.7pp

68.37%-42.1pp

40.40%-14.1pp

Employer contribution / active EE

$3,726

$3,878-3.9%

$4,860-23.3%

$2,980+25.1%

Participant deferral / active EE

$11,654

$8,189+42.3%

$7,761+50.2%

$5,016+132.3%

Admin fee / account holder

$110

$127-13.3%

$10,769-99.0%

$145-24.1%

ERM - US SALARY DEFERRAL PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ERM - US SALARY DEFERRAL PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion