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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,818 | $95,383-22.6% | $185,837-60.3% | $85,856-14.0% |
| Participation rate | 68.8% | 68.8%0pp | 81.7%-13.0pp | 69.3%-0.6pp |
| Annual return | 13.19% | 23.59%-10.4pp | 122.08%-108.9pp | 318.58%-305.4pp |
| Employer contribution / active EE | $4,231 | $3,313+27.7% | $5,168-18.1% | $2,565+64.9% |
| Participant deferral / active EE | $2,448 | $3,423-28.5% | $5,568-56.0% | $3,952-38.0% |
| Admin fee / account holder | $1,397 | $7,213-80.6% | $16,241-91.4% | $6,261-77.7% |