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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,810 | $82,678+32.8% | $125,391-12.4% | $68,490+60.3% |
| Participation rate | 92.9% | 75.1%+17.8pp | 82.4%+10.5pp | 67.9%+25.0pp |
| Annual return | -8.87% | -5.97%-2.9pp | 572.41%-581.3pp | -7.85%-1.0pp |
| Employer contribution / active EE | $7,724 | $3,382+128.4% | $4,816+60.4% | $2,597+197.5% |
| Participant deferral / active EE | $10,149 | $6,111+66.1% | $7,448+36.3% | $4,028+152.0% |
| Admin fee / account holder | $2,463 | $6,277-60.8% | $10,009-75.4% | $5,403-54.4% |