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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,203 | $98,776+8.5% | $149,745-28.4% | $79,856+34.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 12.39% | 27.38%-15.0pp | 276.72%-264.3pp | 31.71%-19.3pp |
| Employer contribution / active EE | $6,925 | $3,217+115.3% | $4,646+49.1% | $2,471+180.2% |
| Participant deferral / active EE | $8,055 | $5,681+41.8% | $6,843+17.7% | $3,741+115.3% |
| Admin fee / account holder | $3,735 | $6,053-38.3% | $9,312-59.9% | $5,306-29.6% |