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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,385 | $175,257-88.4% | $149,717-86.4% | $139,456-85.4% |
| Participation rate | 78.9% | 83.4%-4.4pp | 78.8%+0.2pp | 80.3%-1.4pp |
| Annual return | 16.47% | 166.70%-150.2pp | 134.41%-117.9pp | 373.45%-357.0pp |
| Employer contribution / active EE | $0 | $5,477-100.0% | $4,820-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $4,649 | $6,521-28.7% | $5,682-18.2% | $6,711-30.7% |
| Admin fee / account holder | $300 | $16,156-98.1% | $13,213-97.7% | $11,407-97.4% |