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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,068 | $102,382+172.6% | $147,005+89.8% | $80,874+245.1% |
| Participation rate | 93.2% | 75.8%+17.4pp | 82.2%+11.1pp | 67.6%+25.6pp |
| Annual return | 12.60% | 134.89%-122.3pp | 418.76%-406.2pp | 35.62%-23.0pp |
| Employer contribution / active EE | $3,665 | $3,715-1.3% | $4,934-25.7% | $2,756+33.0% |
| Participant deferral / active EE | $12,390 | $6,646+86.4% | $8,070+53.5% | $4,297+188.4% |
| Admin fee / account holder | $6,421 | $7,942-19.2% | $13,006-50.6% | $6,935-7.4% |