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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,829 | $54,320-52.5% | $67,652-61.8% | $52,331-50.6% |
| Participation rate | 57.8% | 73.6%-15.8pp | 75.7%-17.9pp | 68.1%-10.3pp |
| Annual return | 0.11% | 6.81%-6.7pp | 6625.40%-6625.3pp | 4.54%-4.4pp |
| Employer contribution / active EE | $818 | $1,544-47.0% | $2,266-63.9% | $1,882-56.5% |
| Participant deferral / active EE | $1,461 | $2,950-50.5% | $3,560-58.9% | $3,022-51.6% |
| Admin fee / account holder | $4,334 | $527+723.0% | $4,821-10.1% | $592+632.5% |