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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,010 | $109,411+18.8% | $89,435+45.4% | $158,982-18.2% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 18.11% | 345.68%-327.6pp | 245.55%-227.4pp | 302.99%-284.9pp |
| Employer contribution / active EE | $2,410 | $3,173-24.0% | $2,587-6.9% | $4,763-49.4% |
| Participant deferral / active EE | $5,793 | $4,600+25.9% | $3,890+48.9% | $5,983-3.2% |
| Admin fee / account holder | $548 | $6,159-91.1% | $4,884-88.8% | $11,252-95.1% |