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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,862 | $104,953+12.3% | $84,637+39.3% | $152,909-22.9% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 28.33% | 373.94%-345.6pp | 258.82%-230.5pp | 345.46%-317.1pp |
| Employer contribution / active EE | $2,533 | $3,304-23.3% | $2,653-4.5% | $4,764-46.8% |
| Participant deferral / active EE | $8,301 | $4,691+77.0% | $3,900+112.8% | $5,851+41.9% |
| Admin fee / account holder | $425 | $6,244-93.2% | $4,914-91.4% | $11,601-96.3% |