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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,862 | $104,924+12.3% | $84,623+39.3% | $152,885-22.9% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 28.33% | 373.82%-345.5pp | 258.77%-230.4pp | 345.39%-317.1pp |
| Employer contribution / active EE | $2,533 | $3,302-23.3% | $2,652-4.5% | $4,763-46.8% |
| Participant deferral / active EE | $8,301 | $4,689+77.0% | $3,899+112.9% | $5,851+41.9% |
| Admin fee / account holder | $425 | $6,242-93.2% | $4,913-91.3% | $11,598-96.3% |