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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,390 | $72,269+106.7% | $101,271+47.5% | $79,852+87.1% |
| Participation rate | 76.9% | 68.5%+8.5pp | 75.8%+1.1pp | 69.6%+7.3pp |
| Annual return | 13.25% | 22.29%-9.0pp | 46.48%-33.2pp | 31.72%-18.5pp |
| Employer contribution / active EE | $2,393 | $2,692-11.1% | $3,660-34.6% | $2,471-3.2% |
| Participant deferral / active EE | $5,250 | $3,282+60.0% | $4,371+20.1% | $3,740+40.4% |
| Admin fee / account holder | $1,883 | $4,401-57.2% | $5,948-68.3% | $5,306-64.5% |