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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,902 | $91,537-60.8% | $130,045-72.4% | $75,173-52.2% |
| Participation rate | 63.6% | 71.5%-7.8pp | 78.5%-14.9pp | 67.2%-3.6pp |
| Annual return | 16.98% | -631.55%+648.5pp | -137.30%+154.3pp | 160.72%-143.7pp |
| Employer contribution / active EE | $922 | $2,845-67.6% | $4,321-78.7% | $2,671-65.5% |
| Participant deferral / active EE | $1,981 | $4,343-54.4% | $5,820-66.0% | $4,126-52.0% |
| Admin fee / account holder | $325 | $6,780-95.2% | $10,600-96.9% | $5,651-94.2% |