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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,384 | $152,592+28.0% | $125,180+56.1% | $152,885+27.8% |
| Participation rate | 60.0% | 83.3%-23.3pp | 79.8%-19.8pp | 82.5%-22.5pp |
| Annual return | 26.31% | 54.84%-28.5pp | 43.79%-17.5pp | 345.39%-319.1pp |
| Employer contribution / active EE | $11,621 | $4,947+134.9% | $3,866+200.6% | $4,763+144.0% |
| Participant deferral / active EE | $8,800 | $5,868+50.0% | $4,937+78.2% | $5,851+50.4% |
| Admin fee / account holder | $0 | $13,435-100.0% | $9,703-100.0% | $11,598-100.0% |