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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,932 | $39,798+138.5% | $67,704+40.2% | $59,633+59.2% |
| Participation rate | 70.5% | 57.4%+13.1pp | 67.5%+2.9pp | 68.7%+1.8pp |
| Annual return | -1.62% | 89.94%-91.6pp | 25.41%-27.0pp | 2041.45%-2043.1pp |
| Employer contribution / active EE | $879 | $1,393-36.9% | $2,559-65.6% | $2,203-60.1% |
| Participant deferral / active EE | $6,347 | $2,335+171.8% | $3,585+77.0% | $3,192+98.9% |
| Admin fee / account holder | $3,509 | $3,212+9.2% | $4,255-17.5% | $4,297-18.3% |