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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,347 | $82,630-82.6% | $64,105-77.6% | $125,389-88.6% |
| Participation rate | 73.9% | 75.9%-1.9pp | 68.2%+5.7pp | 83.2%-9.3pp |
| Annual return | -1.57% | 1489.72%-1491.3pp | 791.24%-792.8pp | 282.24%-283.8pp |
| Employer contribution / active EE | $1,708 | $2,671-36.1% | $1,820-6.2% | $4,866-64.9% |
| Participant deferral / active EE | $2,693 | $3,608-25.4% | $2,822-4.5% | $5,352-49.7% |
| Admin fee / account holder | $432 | $6,382-93.2% | $4,499-90.4% | $9,541-95.5% |