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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,676 | $160,040+69.1% | $147,096+84.0% | $145,877+85.6% |
| Participation rate | 92.9% | 84.0%+8.8pp | 82.2%+10.7pp | 80.3%+12.6pp |
| Annual return | 10.79% | 98.49%-87.7pp | 419.75%-409.0pp | 551.28%-540.5pp |
| Employer contribution / active EE | $12,637 | $5,289+138.9% | $4,936+156.0% | $4,663+171.0% |
| Participant deferral / active EE | $12,934 | $8,429+53.5% | $8,071+60.3% | $6,691+93.3% |
| Admin fee / account holder | $15,752 | $15,050+4.7% | $13,005+21.1% | $13,402+17.5% |