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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,548 | $165,399+9.2% | $149,745+20.6% | $158,982+13.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 25.96% | 348.34%-322.4pp | 276.72%-250.8pp | 302.99%-277.0pp |
| Employer contribution / active EE | $13,051 | $5,105+155.7% | $4,646+180.9% | $4,763+174.0% |
| Participant deferral / active EE | $10,560 | $7,183+47.0% | $6,843+54.3% | $5,983+76.5% |
| Admin fee / account holder | $4,648 | $10,811-57.0% | $9,312-50.1% | $11,252-58.7% |