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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,401 | $99,647+37.9% | $86,439+59.0% | $134,509+2.1% |
| Participation rate | 100.0% | 82.1%+17.9pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -19.40% | 6784.13%-6803.5pp | 4395.55%-4415.0pp | 418.13%-437.5pp |
| Employer contribution / active EE | $1,068 | $4,401-75.7% | $3,769-71.7% | $4,741-77.5% |
| Participant deferral / active EE | $10,169 | $7,246+40.3% | $6,952+46.3% | $6,400+58.9% |
| Admin fee / account holder | $2,862 | $8,373-65.8% | $6,732-57.5% | $11,427-74.9% |