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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,213 | $90,617+68.0% | $79,476+91.5% | $135,382+12.4% |
| Participation rate | 66.7% | 76.1%-9.4pp | 73.3%-6.7pp | 82.6%-16.0pp |
| Annual return | -6.78% | 977.57%-984.4pp | 718.21%-725.0pp | 519.77%-526.6pp |
| Employer contribution / active EE | $1,453 | $3,068-52.6% | $2,800-48.1% | $4,779-69.6% |
| Participant deferral / active EE | $3,661 | $4,050-9.6% | $3,704-1.2% | $5,609-34.7% |
| Admin fee / account holder | $810 | $5,907-86.3% | $5,113-84.2% | $10,829-92.5% |