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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,031 | $100,811+13.1% | $86,698+31.5% | $134,545-15.2% |
| Participation rate | 78.9% | 79.0%0pp | 76.6%+2.4pp | 81.2%-2.3pp |
| Annual return | -15.32% | 29.11%-44.4pp | 35.96%-51.3pp | 418.37%-433.7pp |
| Employer contribution / active EE | $3,839 | $3,490+10.0% | $2,837+35.3% | $4,742-19.0% |
| Participant deferral / active EE | $2,553 | $5,339-52.2% | $4,656-45.2% | $6,401-60.1% |
| Admin fee / account holder | $2,233 | $10,926-79.6% | $7,492-70.2% | $11,431-80.5% |