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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,619 | $112,131+20.9% | $95,964+41.3% | $158,982-14.7% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 11.37% | 171.19%-159.8pp | 91.64%-80.3pp | 302.99%-291.6pp |
| Employer contribution / active EE | $4,068 | $3,199+27.2% | $2,541+60.1% | $4,763-14.6% |
| Participant deferral / active EE | $4,678 | $4,784-2.2% | $4,167+12.3% | $5,983-21.8% |
| Admin fee / account holder | $5,252 | $10,136-48.2% | $6,797-22.7% | $11,252-53.3% |