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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,909 | $106,008-61.4% | $92,240-55.6% | $147,586-72.3% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 13.45% | 50.05%-36.6pp | 176.29%-162.8pp | 578.59%-565.1pp |
| Employer contribution / active EE | $4,688 | $4,333+8.2% | $3,680+27.4% | $4,876-3.9% |
| Participant deferral / active EE | $1,002 | $4,478-77.6% | $3,897-74.3% | $5,439-81.6% |
| Admin fee / account holder | $8,716 | $6,333+37.6% | $5,194+67.8% | $10,886-19.9% |