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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,276 | $72,272+67.8% | $101,264+19.8% | $79,858+51.9% |
| Participation rate | 93.8% | 68.5%+25.3pp | 75.8%+17.9pp | 69.6%+24.1pp |
| Annual return | 10.55% | 22.30%-11.7pp | 46.48%-35.9pp | 31.72%-21.2pp |
| Employer contribution / active EE | $2,150 | $2,692-20.1% | $3,660-41.3% | $2,471-13.0% |
| Participant deferral / active EE | $4,141 | $3,282+26.2% | $4,370-5.3% | $3,740+10.7% |
| Admin fee / account holder | $7,024 | $4,401+59.6% | $5,947+18.1% | $5,306+32.4% |