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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,629 | $165,381-85.7% | $149,730-84.2% | $158,966-85.1% |
| Participation rate | 50.0% | 84.6%-34.6pp | 82.5%-32.5pp | 82.0%-32.0pp |
| Annual return | 55.15% | 348.29%-293.1pp | 276.70%-221.6pp | 302.95%-247.8pp |
| Employer contribution / active EE | $2,643 | $5,104-48.2% | $4,645-43.1% | $4,762-44.5% |
| Participant deferral / active EE | $5,471 | $7,182-23.8% | $6,843-20.0% | $5,983-8.6% |
| Admin fee / account holder | $60 | $10,809-99.4% | $9,310-99.4% | $11,250-99.5% |