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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,215 | $154,228+21.4% | $145,433+28.7% | $137,256+36.4% |
| Participation rate | 70.0% | 83.8%-13.8pp | 82.1%-12.1pp | 80.0%-10.0pp |
| Annual return | 16.11% | 74.59%-58.5pp | 66.58%-50.5pp | 220.34%-204.2pp |
| Employer contribution / active EE | $2,653 | $4,804-44.8% | $4,554-41.7% | $4,156-36.2% |
| Participant deferral / active EE | $12,873 | $8,216+56.7% | $7,897+63.0% | $6,407+100.9% |
| Admin fee / account holder | $675 | $14,344-95.3% | $13,129-94.9% | $12,270-94.5% |