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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,215 | $196,972-5.0% | $182,262+2.7% | $198,609-5.7% |
| Participation rate | 70.0% | 85.7%-15.7pp | 84.2%-14.2pp | 82.4%-12.4pp |
| Annual return | 16.11% | 158.27%-142.2pp | 140.60%-124.5pp | 202.70%-186.6pp |
| Employer contribution / active EE | $2,653 | $5,364-50.5% | $5,046-47.4% | $5,055-47.5% |
| Participant deferral / active EE | $12,873 | $8,643+48.9% | $8,276+55.5% | $6,977+84.5% |
| Admin fee / account holder | $675 | $18,429-96.3% | $16,712-96.0% | $19,030-96.5% |