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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,063 | $150,447+41.6% | $136,298+56.3% | $147,586+44.4% |
| Participation rate | 86.7% | 84.4%+2.2pp | 81.9%+4.7pp | 82.8%+3.8pp |
| Annual return | 24.09% | 1049.15%-1025.1pp | 5156.27%-5132.2pp | 578.59%-554.5pp |
| Employer contribution / active EE | $4,246 | $5,256-19.2% | $4,696-9.6% | $4,876-12.9% |
| Participant deferral / active EE | $7,853 | $6,631+18.4% | $6,247+25.7% | $5,439+44.4% |
| Admin fee / account holder | $8,162 | $10,906-25.2% | $9,244-11.7% | $10,886-25.0% |